How to Pay
in China
Mobile payment is the easiest way to pay in China. Learn how Alipay, WeChat Pay, cash, and foreign cards usually work for visitors.
Last reviewed: June 2026
Quick answer
Quick answer
For most visitors, the easiest way to pay in China is to set up Alipay or WeChat Pay before arrival, then test a small payment once you land. Keep cash and a physical card as backup because payment availability can vary by city, merchant, card issuer, network connection, and app verification status.
Printable checklist
Payment Setup Checklist
Save the Alipay, WeChat Pay, card, cash, and backup checks for your trip.
Payment methods in China
Most daily payments in China are made by phone. Foreign visitors should prepare at least one mobile payment option before arrival.
Alipay
One of the easiest options for visitors. You can link an international bank card and use QR-code payments in many places.
Open Alipay guideWeChat Pay
Widely used in daily life. Useful if you also use WeChat for messaging, mini programs, restaurants, and services.
Open WeChat Pay guideCash
Still legal and accepted, but many shops, taxis, and restaurants are more used to mobile payment.
Foreign bank cards
Cards may work in hotels, airports, and large stores, but they are not reliable for small restaurants or local shops.
Recommended setup for visitors
A simple preparation flow before your first trip to China.
Set up before arrival
Install Alipay or WeChat, add your international card, and complete identity verification if required.
Test with a small payment
Try a small purchase after arrival to confirm your card, app, and SMS verification work normally.
Keep a backup
Carry some cash and at least one physical card in case your phone, app, or network has problems.
Where payment can feel different
These are the most common situations where visitors notice the difference from Europe or North America.
Restaurants and cafés
QR-code payment is common. Staff may ask you to scan a code or show your payment code.
Malls and convenience stores
Mobile payment is common in malls, supermarkets, and convenience stores. Larger stores may accept foreign cards, but QR-code payment is usually smoother for daily purchases.
Read shopping guide
Hotels
International cards are more likely to work at larger hotels, but mobile payment is still useful.
Attractions and tickets
Many attractions support online booking or QR-code payment. Some require passport information.
Small shops and taxis
Mobile payment is usually easier than foreign cards. Cash can be useful as a backup.
Continue practical setup
Next steps
Keep planning
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