How to pay in China

How to Pay
in China

Mobile payment is the easiest way to pay in China. Learn how Alipay, WeChat Pay, cash, and foreign cards usually work for visitors.

Quick advice

Set up Alipay or WeChat Pay before your trip if possible. Test a small payment after arrival and keep some cash or a physical card as backup.

Important note

Payment availability can vary by city, merchant, card issuer, network connection, and app verification status.

Payment methods in China

Most daily payments in China are made by phone. Foreign visitors should prepare at least one mobile payment option before arrival.

Recommended

Alipay

One of the easiest options for visitors. You can link an international bank card and use QR-code payments in many places.

Open Alipay guide
Very common

WeChat Pay

Widely used in daily life. Useful if you also use WeChat for messaging, mini programs, restaurants, and services.

Open WeChat Pay guide
Backup

Cash

Still legal and accepted, but many shops, taxis, and restaurants are more used to mobile payment.

Limited

Foreign bank cards

Cards may work in hotels, airports, and large stores, but they are not reliable for small restaurants or local shops.

Recommended setup for visitors

A simple preparation flow before your first trip to China.

1

Set up before arrival

Install Alipay or WeChat, add your international card, and complete identity verification if required.

2

Test with a small payment

Try a small purchase after arrival to confirm your card, app, and SMS verification work normally.

3

Keep a backup

Carry some cash and at least one physical card in case your phone, app, or network has problems.

Where payment can feel different

These are the most common situations where visitors notice the difference from Europe or North America.

Restaurants and cafés

QR-code payment is common. Staff may ask you to scan a code or show your payment code.

Hotels

International cards are more likely to work at larger hotels, but mobile payment is still useful.

Attractions and tickets

Many attractions support online booking or QR-code payment. Some require passport information.

Small shops and taxis

Mobile payment is usually easier than foreign cards. Cash can be useful as a backup.

Continue practical setup